1. Take a driver safety course.

2. Increase your deductible.

3. Forgo comprehensive and/or collision coverage.

4. Compare prices regularly.

5. Use the same company for homeowners and auto insurance.

6. Take advantage of group discounts.

7. Choose a vehicle that is less expensive to insure.

8. Use your clean credit report to your advantage.

9. Ask about discounts for young drivers.

10. Pay your premium in advance.

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