Credit is such a important tag of a human. You may find it is after reading Don't let bad credit impact your insurance on Yahoo.

Insurers get insurance scores from the three major credit bureaus: Equifax, Experian and TransUnion. They also receive scores from Fair Isaac, the leading maker of credit scores, and ChoicePoint, a provider of identification and credential verification services for business and government.

What can you do to protect your credit or improve your credit?
Pay bills on time, keep balances low and apply for credit only as needed.