The following tips are applied in British Columbia only.
The biggest savings on your Autoplan premiums are earned through your claim record.
For each consecutive year of claim-free driving, you save more on your premium through our Claim-Rated Scale. You start at the base rate, and as of January 2001, you can gain an additional 5% discount each year up to a maximum of 40%.

The bad news is, if you have an at-fault or chargeable claim, you move as few as 3 or as many as 6 steps in the opposite direction on the Claim-Rated Scale. You lose part or all of any discounts you have, and may even have to pay a surcharge.
RoadStar savings - Once you've kept your record free of at-fault claims for at least 9 years, you are a RoadStar; for at least 15 years, a RoadStar Gold. That means you're eligible for more savings that will increase with every year that you keep your claim-free status.

RoadsidePlus - This great new package includes 8 coverages for 1 affordable price. Whether you're on the road close to home or far away, you can enjoy true peace of mind with RoadsidePlus.

Seniors' rate - Drivers who are 65 or over and use their vehicles for pleasure only may qualify for additional savings.

Anti-Theft Device Discount - If you install the right type of anti-theft device, you may save more on your premium.

Disability Discount - Drivers with disabilities may be eligible for a 25% discount on their Basic Autoplan.

Discount protection - Drivers can choose to repay their claims to maintain their current discounts. This is the only way to protect your current discount level if you have an at-fault crash.

Antique and collector plates offer insurance at a lower rate for special vehicles.

Fleet discounts apply when you are insuring 5 or more vehicles.

Experienced drivers - You could save up to 20 per cent - or more - (up from 10 per cent) on some Autoplan products.