Insurance for Visitors

A few companies sell health care policies for visitors and returning Canadians. These policies are designed for individuals who are not covered by public health insurance because they are returning to Canada after a prolonged absence, are living here temporarily or do not yet qualify for public health insurance coverage.

Visitors and returning Canadians policies typically cover medically necessary doctors’ services, hospital services and supplies.
Many offer coverage on an emergency-only basis. Others include semi-private hospital accommodation and pay for some additional benefits, such as an emergency return home if you are completely disabled or die. Treatments for pre-existing conditions are often excluded.

Foreign students should check with the registrar of the institution they will be attending to learn if inexpensive group coverage is available through the school, college or university.